Government Coverage

Canadian Dental Care Plan

A publicly funded dental benefit from the Government of Canada, created to make dental care more accessible and affordable for eligible residents who lack private insurance and have a household income under $90,000.

Check Eligibility
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Who Qualifies

Eligibility requirements

To qualify for the CDCP, you must:

  • Be a Canadian tax resident
  • Have filed your prior-year income tax return
  • Have no access to private or employer dental coverage
  • Have an adjusted net family income below $90,000 per year

What's Covered

Covered service categories

The plan helps pay for a broad range of oral health care services.

DiagnosticPreventivePeriodontalRestorativeEndodonticProsthodonticSedationOral surgery

Co-payment by income

Your share depends on your adjusted family net income:

Under $70,000 100% covered · No co-payment
$70,000 – $79,999 60% covered · You pay 40% co-payment
$80,000 – $89,999 40% covered · You pay 60% co-payment

Not Covered

Excluded services

  • Cosmetic treatments
  • Dental implants
  • Veneers
  • Teeth whitening
  • Extensive rehabilitation
  • Complex procedures beyond preserving natural tooth function

Questions about your coverage?

We'll help you understand your benefits and process your claims.

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